Privacy Policy



This policy sets out how we, 91Ai Evoluxion Private Limited, will collect, use, disclose and protect your personal information.1) Changes to this PolicyWe may change this policy by uploading a revised policy onto the website. The change will apply from the date that we upload the revised policy. This policy was last updated on 2024-Aug-10.2) Who do we collect your personal information fromWe collect personal information about you from :
— you, when you provide that personal information to us, including via the website and any related service, through any registration or subscription process, through any contact with us (e.g. telephone call or email), or when you buy or use our services and products.
— third parties where you have authorised this or the information is publicly available.If possible, we will collect personal information from you directly.3) How we use your personal informationWe will use your personal information :
— to verify your identity.
— to provide services and products to you.
— to market our services and products to you, including contacting you electronically (e.g. by text or email for this purpose).
— to improve the services and products that we provide to you.
— to undertake credit checks of you (if necessary).
— to bill you and to collect money that you owe us, including authorising and processing credit card transactions.
— to respond to communications from you, including a complaint.
— to conduct research and statistical analysis (on an anonymised basis).
— to protect and/or enforce our legal rights and interests, including defending any claim.
— for any other purpose authorised by you.4) Disclosing your personal informationWe may disclose your personal information to :
— another company within our group.
— any business that supports our services and products, including any person that hosts or maintains any underlying IT system or data centre that we use to provide the website or other services and products.
— a credit reference agency for the purpose of credit checking you.
— other third parties (for anonymised statistical information).
— a person who can require us to supply your personal information (e.g. a regulatory authority).
— any other person authorised by law (e.g. a law enforcement agency).
— any other person authorised by you.A business that supports our services and products may be located outside your country. This may mean your personal information is held and processed outside your country.We may transfer your information in the case of a sale, merger, consolidation, liquidation, reorganisation or acquisition.5) Protecting your personal informationWe will take reasonable steps to keep your personal information safe from loss, unauthorised activity, or other misuse.6) Accessing and correcting your personal informationSubject to certain grounds for refusal, you have the right to access your readily retrievable personal information that we hold and to request a correction to your personal information. Before you exercise this right, we will need evidence to confirm that you are the individual to whom the personal information relates.In respect of a request for correction, if we think the correction is reasonable and we are reasonably able to change the personal information, we will make the correction. We may charge you our reasonable costs of providing to you copies of your personal information or correcting that information.7) Collection of personal data of MinorsWe are committed to protecting the privacy of minors (individuals under the age of 18 years). We do not collect personal data of minors.8) Internet UseWhile we take reasonable steps to maintain secure internet connections, if you provide us with personal information over the internet, the provision of that information is at your own risk.If you follow a link on our website to another site, the owner of that site will have its own privacy policy relating to your personal information. We suggest you review that site’s privacy policy before you provide personal information.9) CookiesWe use cookies (an alphanumeric identifier that we transfer to your computer’s hard drive so that we can recognise your browser) to monitor your use of the website. You may disable cookies by changing the settings on your browser, although this may mean that you cannot use all of the features of the website.10) Grievance OfficerAshwin Jain
Director, 91Ai Evoluxion Pvt. Ltd.
+91 9741138005, [email protected]****

Terms of Use



(1) Application of Terms(1.1) These Terms apply to your use of this Website and/or TradeCredit Mobile applications (hereinafter referred to as 'Tech platform'). By accessing and using the Tech platform :
(a) you agree to these Terms; and
(b) where your access and use is on behalf of another person (e.g. a company), you confirm that you are authorised to, and do in fact, agree to these Terms on that person’s behalf and that, by agreeing to these Terms on that person’s behalf, that person is bound by these Terms.(1.2) If you do not agree to these Terms, you are not authorised to access and use the Tech platform, and you must immediately stop doing so.(2) Changes(2.1) We may change these Terms at any time by updating them on the Website. Unless stated otherwise, any change takes effect immediately. You are responsible for ensuring you are familiar with the latest Terms. By continuing to access and use the Tech platform, you agree to be bound by the changed Terms.(2.2) We may change, suspend, discontinue, or restrict access to, the Tech platform without notice or liability.(2.3) These Terms were last updated on 2025-Feb-28.(3) DefinitionsIn these Terms :
including and similar words do not imply any limit.
Loss includes loss of profits, savings, revenue or data, and any other claim, damage, loss, liability and cost, including legal costs on a solicitor and own client basis.
personal information means information about an identifiable, living person.
Terms means these terms and conditions titled Terms of Use.
Underlying System means any network, system, software, data or material that underlies or is connected to the Tech platform.
User ID means a unique name and/or password allocated to you to allow you to access certain parts of the Tech platform.
We, us or our means 91Ai Evoluxion Private Limited
Website means www.tradecredit.in, including all subdomains.
You means you or, if clause 1.1b applies, both you and the other person on whose behalf you are acting.(4) Your obligations(4.1) You must provide true, current and complete information in your dealings with us (including when setting up an account), and must promptly update that information as required so that the information remains true, current and complete.(4.2) If you are given a User ID, you must keep your User ID secure and :
(a) not permit any other person to use your User ID, including not disclosing or providing it to any other person; and
(b) immediately notify us if you become aware of any disclosure or unauthorised use of your User ID.(4.3) You must :
(a) not act in a way, or use or introduce anything (including any virus, worm, Trojan horse, timebomb, keystroke logger, spyware or other similar feature) that in any way compromises, or may compromise, the Tech platform or any Underlying System, or otherwise attempt to damage or interfere with the Tech platform or any Underlying System; and
(b) unless with our agreement, access the Website via standard web browsers only and not by any other method. Other methods include scraping, deep-linking, harvesting, data mining, use of a robot or spider, automation, or any similar data gathering, extraction or monitoring method.(4.4) You must obtain our written permission to establish a link to our Tech platform.(4.5) You indemnify us against all Loss we suffer or incur as a direct or indirect result of your failure to comply with these Terms, including any failure of a person who accesses and uses our Tech platform by using your User ID.(5) Intellectual PropertyWe (and our licensors) own all proprietary and intellectual property rights in the Tech platform (including all information, data, text, graphics, artwork, photographs, logos, icons, sound recordings, videos and look and feel), and the Underlying Systems.(6) Translations(6.1) The original content of the Tech platform is in English. Content in other languages is generated with the use of Machine Translation.(6.2) In case of a discrepancy, the English language content would be considered the correct version.(7) Disclaimers(7.1) To the extent permitted by law, we and our licensors have no liability or responsibility to you or any other person for any Loss in connection with :
(a) the Tech platform being unavailable (in whole or in part) or performing slowly;
(b) any error in, or omission from, any information made available through the Tech platform;
(c) any exposure to viruses or other forms of interference which may damage your computer system or expose you to fraud when you access or use the Tech platform. To avoid doubt, you are responsible for ensuring the process by which you access and use the Tech platform protects you from this; and
(d) any site linked from the Tech platform. Any link on the Tech platform to other sites does not imply any endorsement, approval or recommendation of, or responsibility for, those sites or their contents, operations, products or operators.(7.2) We make no representation or warranty that the Tech platform is appropriate or available for use in all countries or that the content satisfies the laws of all countries. You are responsible for ensuring that your access to and use of the Tech platform is not illegal or prohibited, and for your own compliance with applicable local laws.(8) Liability(8.1) To the maximum extent permitted by law :
(a) you access and use the Tech platform at your own risk; and
(b) we are not liable or responsible to you or any other person for any Loss under or in connection with these Terms, the Tech platform, or your access and use of (or inability to access or use) the Tech platform. This exclusion applies regardless of whether our liability or responsibility arises in contract, tort (including negligence), equity, breach of statutory duty, or otherwise.(8.2) Except to the extent permitted by law, nothing in these Terms has the effect of contracting out of any consumer protection law that cannot be excluded. To the extent our liability cannot be excluded but can be limited, our liability is limited to INR 100.(8.3) To the maximum extent permitted by law and only to the extent clauses 8.1 and 8.2 of these Terms do not apply, our total liability to you under or in connection with these Terms, or in connection with the Tech platform, or your access and use of (or inability to access or use) the Tech platform, must not exceed INR 100.(9) Suspension and Termination(9.1) Without prejudice to any other right or remedy available to us, if we consider that you have breached these Terms or we otherwise consider it appropriate, we may immediately, and without notice, suspend or terminate your access to the Tech platform (or any part of it).(9.2) On suspension or termination, you must immediately cease using the Tech platform and must not attempt to gain further access.(10) General(10.1) If we need to contact you, we may do so by email or by posting a notice on the Tech platform. You agree that this satisfies all legal requirements in relation to written communications.(10.2) These Terms, and any dispute relating to these Terms or the Tech platform, are governed by and must be interpreted in accordance with the laws of India. Each party submits to the non-exclusive jurisdiction of the Courts of India in relation to any dispute connected with these Terms or the Tech platform.(10.3) For us to waive a right under these Terms, the waiver must be in writing.(10.4) Clauses which, by their nature, are intended to survive termination of these Terms, including clauses 4.5, 5, 7, 8, 10.1, continue in force.(10.5) If any part or provision of these Terms is or becomes illegal, unenforceable, or invalid, that part or provision is deemed to be modified to the extent required to remedy the illegality, unenforceability or invalidity. If a modification is not possible, the part or provision must be treated for all purposes as severed from these Terms. The remainder of these Terms will be binding on you.(10.6) These Terms set out everything agreed by the parties relating to your use of the Tech platform, and supersede & cancel anything discussed, exchanged or agreed prior to you agreeing to these Terms. The parties have not relied on any representation, warranty or agreement relating to the Tech platform that is not expressly set out in the Terms, and no such representation, warranty or agreement has any effect from the date you agreed to these Terms.****